HOW TO APPLY FOR MEDICARE HEALTH INSURANCE IN TEXAS
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Medicare enrollment takes place either automatically or manually. Qualifying applicants enroll in Medicare automatically during the month he or she turns 65 years of age, if the applicant is already receiving Railroad Retirement, disability benefits, or Social Security benefits. Other individuals must manually enroll in Medicare three months before turning 65 years of age. If applicants do not apply for Medicare Part B during the Medicare enrollment period, they will need to wait until the next period to apply for coverage. For delayed Medicare applications penalty fees may also apply.
Below, Medicare applicants can find information on Medicare enrollment and how to sign up to receive Medicare insurance:
- Details about the initial enrollment period for Medicare in Texas
- How to enroll in Medicare in Texas
- How to prepare for a Medicare application in Texas
- How to apply for Medicare online in Texas
- Other ways to register for Medicare in Texas
- Important Texas Medicare enrollment details
Details About the Initial Enrollment Period for Medicare in Texas
The initial enrollment period for Medicare is done manually or automatically. To enroll in Medicare automatically, individuals must either be disabled or already receiving Railroad Retirement or Social Security benefits. An individual will automatically enroll in Medicare Part A and Part B the month he or she turns 65 years of age. Alternately, disabled adults will automatically enroll in Medicare Part A and Part B during the 25th month of their disability.
Individuals who sign up for Medicare automatically should inform the Social Security Administration if they do not wish to receive Medicare Part B. Qualifying applicants who sign up for Medicare automatically will receive a Medicare card in the mail within three months of becoming eligible for the program. For applicants who delay filing the Part A Medicare application and must pay premiums, premiums will increase by ten percent.
How to Enroll in Medicare in Texas
Applicants who do not enroll in Medicare automatically must apply for Medicare benefits three months before turning 65 years of age. Medicare Part B coverage may be delayed if Medicare applications are not completed three months before turning 65.
The annual Medicare enrollment periods take place from January through March of each year. Those who enroll in Medicare Part B will begin Part B coverage in July. Part B premiums increase ten percent for each year in which the applicant could enroll in Medicare but chooses not to. Because of this penalty, seniors are encouraged to sign up for Medicare even they plan to continue working after turning 65.
How to Prepare for a Medicare Application in Texas
To prepare for a Medicare health insurance application, several pieces of information must be readily available for individual applications and/or spouse applications. To sign up for Medicare, applicants must be willing to provide the following pieces of information:
- The applicant’s date of birth and place of birth
- State health insurance (Medicaid) number and start/end dates
- Current health insurance information
- Spouse Medicare applications must include the name and Social Security Number of the spouse, beginning and end of marriage dates and place of marriage.
- Spouse Medicare enrollment applications must include the names and dates of birth for any children who became disabled before the age of 22.
- Spouse Medicare applications must include the names and dates of birth for any children whom are unmarried and under the age of 18.
- Spouse Medicare applications must include the names and dates of birth for any children between the ages of 18 and 19 or who are attending secondary school full-time.
- Spouse Medicare enrollment applications must also include U.S. Military Service information, employer details for the current year and past two years or self-employment details for the current year or past two years.
- Direct deposit and bank account information.
How to Apply for Medicare Online in Texas
The Medicare enrollment application may be completed online, in-person, or by telephone. To apply for Medicare online, applicants can complete an online application in under ten minutes. Once the Medicare enrollment application is submitted, the process is usually complete and Social Security will process the application without needing any signatures or additional forms of documentation. Eligible applicants may complete Medicare enrollment online through the Official Website of the U.S. Social Security Administration.
Other Ways to Register for Medicare in Texas
For applicants who cannot complete an online Medicare application, Medicare registration may be completed by telephone or in-person. Applicants can sign up for Medicare by contacting the Social Security Administration by telephone or by making an appointment to visit a local office.
Important Texas Medicare Enrollment Details
Once a Medicare health insurance application has been received, the application will be processed and reviewed. An applicant will be contacted regarding his or her Medicare application if more information is needed. Lastly, applicants will receive a Medicare enrollment application decision letter in the mail.
Medicare recipients do not need to enroll in Medicare each year; however, recipients will have the option to review coverage and change plans annually.